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Item
Commissions & costs
Zero Order (All shares)
€0
Market Order (US Shares)
€0
Market Order (EU Shares)
€1
Limit Order (US shares)
€0
Limit Order (EU shares)
€1
Service fee
€0
Deposits & withdrawals
€0
Custody fee
€0
FX markup (US Stocks)**
0.25%

Costs
and
charges

The first table gives you a full overview of our costs. The one below discloses an estimation of the total costs and charges incurred when buying or selling US or EU shares, assuming different standard amounts (€100 and €1000). The one at the bottom of the page instead shows the cumulative effect of the cost of buying a share on its return over time, under different scenarios.

Estimation of costs and charges

Make a selection:
Product type
EU Stocks US Stocks
Invested amount
€100 €500 €1000
Market Orders
Item
Commission
Bid/Ask spread*
FX markup**
Total costs and charges
Market Orders
Amount
Amount
%
%
€1
€0
1%
0%
€0.08
€0.06
0.08%
0.0574%
€0
€0.25
0%
0.25%
€1.08
€0.31
1.08%
0.31%
Limit Orders
Item
Commission
Bid/Ask spread*
FX markup**
Total costs and charges
Limit Orders
Amount
Amount
%
%
€1
€0
1%
0%
€0.08
€0.06
0.08%
0.0574%
€0
€0.25
0%
0.25%
€1.08
€0.31
1.08%
0.31%
Zero Orders
Item
Commission
Bid/Ask spread*
FX markup**
Total costs and charges
Zero Orders
Amount
Amount
%
%
€0.00
€0
0%
0%
€0.08
€0.06
0.08%
0.0574%
€0
€0.25
0%
0.25%
€0.08
€0.31
0.08%
0.31%
Market Orders
Market Orders
Limit Orders
Limit Orders
Zero Orders
Zero Orders
Market Orders
Item
Commission
Bid/Ask spread*
FX markup**
Total costs and charges
Market Orders
Amount
Amount
%
%
€1
€0
0.1%
0%
€0.80
€0.57
0.08%
0.0574%
€0
€2.50
0%
0.25%
€1.80
€3.07
0.18%
0.31%
Limit Orders
Item
Commission
Bid/Ask spread*
FX markup**
Total costs and charges
Limit Orders
Amount
Amount
%
%
€1
€0
0.1%
0%
€0.80
€0.57
0.08%
0.0574%
€0
€2.50
0%
0.25%
€1.80
€3.07
0.18%
0.31%
Zero Orders
Item
Commission
Bid/Ask spread*
FX markup**
Total costs and charges
Zero Orders
Amount
Amount
%
%
€0.00
€0
0%
0%
€0.80
€0.57
0.08%
0.0574%
€0
€2.50
0%
0.25%
€0.80
€3.07
0.08%
0.31%

*Bid/Ask spreads are implicit, third party costs. As such, they are not deducted from your account in addition to the price you are paying for the stock. Their estimate is based on the average historical spread on the stocks we offer, calculated over the last 2 years.

** When you buy, sell or receive dividends from US stocks, we need to convert the equivalent amount from EUR to USD or vice-versa for you. For this service, we apply an FX markup of 0.25% to the EUR/USD FX spot rate.

Cumulative effect of costs on return in different scenarios

Make a selection:
Product type
EU Stocks US Stocks
Invested amount
100€1000€
Order type
Market OrdersLimit OrdersZero orders
After 1 year
After 5 years
After 10 years
Positive scenario(16.3% return)*
Positive scenario(10.7% return)*
Gross Result
Gross Result
€116.33
€110.70
€213.05
€166.24
€453.91
€276.36
Total costs
Total costs
€1.08
€0.31
€1.08
€0.31
€1.08
€0.31
Net Result
Net Result
€115.25
€110.39
€211.97
€165.93
€452.83
€276.05
Conservative scenario(12.3% return)*
Conservative scenario(9.2% return)*
Gross Result
Gross Result
€112.32
€109.20
€178.79
€155.28
€319.66
€241.12
Total costs
Total costs
€1.08
€0.31
€1.08
€0.31
€1.08
€0.31
Net Result
Net Result
€111.24
€108.89
€177.71
€154.97
€318.58
€240.81
Negative scenario(0% return)*
Negative scenario(0% return)*
Gross Result
Gross Result
€100
€100
€100
€100
€100
€100
Total costs
Total costs
€1.08
€0.31
€1.08
€0.31
€1.08
€0.31
Net Result
Net Result
€98.92
€99.69
€98.92
€99.69
€98.92
€99.69
Positive scenario(16.3% return)*
Positive scenario(10.7% return)*
Gross Result
Gross Result
€1,163.31
€1,107.00
€2,130.51
€1,662.41
€4,539.06
€2,763.61
Total costs
Total costs
€1.80
€3.07
€1.80
€3.07
€1.80
€3.07
Net Result
Net Result
€1,161.51
€1,103.93
€2,128.71
€1,659.34
€4,537.26
€2,760.53
Conservative scenario(12.3% return)*
Conservative scenario(9.2% return)*
Gross Result
Gross Result
€1,123.23
€1,092.00
€1,787.92
€1,552.79
€3,196.65
€2,411.16
Total costs
Total costs
€1.80
€3.07
€1.80
€3.07
€1.80
€3.07
Net Result
Net Result
€1,121.43
€1,088.93
€1,786.12
€1,549.72
€3,194.85
€2,408.09
Negative scenario(0% return)*
Negative scenario(0% return)*
Gross Result
Gross Result
€1,000
€1,000
€1,000
€1,000
€1,000
€1,000
Total costs
Total costs
€1.80
€3.07
€1.80
€3.07
€1.80
€3.07
Net Result
Net Result
€998.20
€996.93
€998.20
€996.93
€998.20
€996.93
Positive scenario(16.3% return)*
Positive scenario(10.7% return)*
Gross Result
Gross Result
€116.33
€110.70
€213.05
€166.24
€453.91
€276.36
Total costs
Total costs
€1.08
€0.31
€1.08
€0.31
€1.08
€0.31
Net Result
Net Result
€115.25
€110.39
€211.97
€165.93
€452.83
€276.05
Conservative scenario(12.3% return)*
Conservative scenario(9.2% return)*
Gross Result
Gross Result
€112.32
€109.20
€178.79
€155.28
€319.66
€241.12
Total costs
Total costs
€1.08
€0.31
€1.08
€0.31
€1.08
€0.31
Net Result
Net Result
€111.24
€108.89
€177.71
€154.97
€318.58
€240.81
Negative scenario(0% return)*
Negative scenario(0% return)*
Gross Result
Gross Result
€100
€100
€100
€100
€100
€100
Total costs
Total costs
€1.08
€0.31
€1.08
€0.31
€1.08
€0.31
Net Result
Net Result
€98.92
€99.69
€98.92
€99.69
€98.92
€99.69
Positive scenario(16.3% return)*
Positive scenario(10.7% return)*
Gross Result
Gross Result
€1,163.31
€1,107.00
€2,130.51
€1,662.41
€4,539.06
€2,763.61
Total costs
Total costs
€1.80
€3.07
€1.80
€3.07
€1.80
€3.07
Net Result
Net Result
€1,161.51
€1,103.93
€2,128.71
€1,659.34
€4,537.26
€2,760.53
Conservative scenario(12.3% return)*
Conservative scenario(9.2% return)*
Gross Result
Gross Result
€1,123.23
€1,092.00
€1,787.92
€1,552.79
€3,196.65
€2,411.16
Total costs
Total costs
€1.80
€3.07
€1.80
€3.07
€1.80
€3.07
Net Result
Net Result
€1,121.43
€1,088.93
€1,786.12
€1,549.72
€3,194.85
€2,408.09
Negative scenario(0% return)*
Negative scenario(0% return)*
Gross Result
Gross Result
€1.000
€1.000
€1.000
€1.000
€1.000
€1.000
Total costs
Total costs
€1.80
€3.07
€1.80
€3.07
€1.80
€3.07
Net Result
Net Result
€998.20
€996.93
€998.20
€996.93
€998.20
€996.93
Positive scenario(16.3% return)*
Positive scenario(10.7% return)*
Gross Result
Gross Result
€116.33
€110.70
€213.05
€166.24
€453.91
€276.36
Total costs
Total costs
€0.08
€0.31
€0.08
€0.31
€0.08
€0.31
Net Result
Net Result
€116.25
€110.39
€212.97
€165.93
€453.83
€276.05
Conservative scenario(12.3% return)*
Conservative scenario(9.2% return)*
Gross Result
Gross Result
€112.32
€109.20
€178.79
€155.28
€319.66
€241.12
Total costs
Total costs
€0.08
€0.31
€0.08
€0.31
€0.08
€0.31
Net Result
Net Result
€112.24
€108.89
€178.71
€154.97
€319.58
€240.81
Negative scenario(0% return)*
Negative scenario(0% return)*
Gross Result
Gross Result
€100
€100
€100
€100
€100
€100
Total costs
Total costs
€0.08
€0.31
€0.08
€0.31
€0.08
€0.31
Net Result
Net Result
€99.92
€99.69
€99.92
€99.69
€99.92
€99.69
Positive scenario(16.3% return)*
Positive scenario(10.7% return)*
Gross Result
Gross Result
€1,163.31
€1,107.00
€2,130.51
€1,662.41
€4,539.06
€2,763.61
Total costs
Total costs
€0.80
€3.07
€0.80
€3.07
€0.80
€3.07
Net Result
Net Result
€1,162.51
€1,103.93
€2,129.71
€1,659.34
€4,538.26
€2,760.53
Conservative scenario(12.3% return)*
Conservative scenario(9.2% return)*
Gross Result
Gross Result
€1,123.23
€1,092.00
€1,787.92
€1,552.79
€3,196.65
€2,411.16
Total costs
Total costs
€0.80
€3.07
€0.80
€3.07
€0.80
€3.07
Net Result
Net Result
€1,122.43
€1,088.93
€1,787.12
€1,549.72
€3,195.85
€2,408.09
Negative scenario(0% return)*
Negative scenario(0% return)*
Gross Result
Gross Result
€1,000
€1,000
€1,000
€1,000
€1,000
€1,000
Total costs
Total costs
€0.80
€3.07
€0.80
€3.07
€0.80
€3.07
Net Result
Net Result
€999.20
€996.93
€999.20
€996.93
€999.20
€996.93

*Average historical return of all European stock exchanges on BUX Zero.

**Average historical return + average historical std.

Note: the table above shows the cumulative effect of the costs of buying a share on its return over time under a number of assumptions. Actual returns may differ substantially from those shown in the hypothesized scenarios. Returns on investments in company shares can be negative and the whole capital can be lost. The costs shown in the table do not include costs incurred when eventually selling the share. The cost of selling a share is dependent on the chosen order type, on the bid/ask spread on the price of the share at the moment of selling, as well as on the currency in which the share is denominated, on its exchange rate with the currency in which the user’s portfolio is denominated, and on the spread on that exchange rate at the time of selling. An estimate of these costs can be found at the top of this page.